Bob Alban

Life insurance industry veteran with expertise in rating agency and regulatory capital models, reinsurance, Federal Home Loan Bank matters, as well as an understanding of the life and annuity product and distribution marketplace

  • Bob is currently Principal of Montshire Advisors, a firm he co-founded, where he brokers reinsurance, advises insurers on product, distribution, and FHLB matters, and represents investments and investment firms to the US life insurance industry. Further, with regard to Bob’s investment related work, he advises on structuring investments for capital efficiency including obtaining ratings from boutique rating agencies. Recent accomplishments at Montshire include:
    • Brokered $1 billion fixed annuity reinsurance transaction
    • Advised on reinsurance and derivative solutions for a $7 billion variable annuity block
    • Obtained $200m commitment for loans to fund online degree program with individual Egan Jones ratings
    • Advised global bank on reinsurance business plan
    • Advised several insurance companies on joining FHLB and implementing spread based borrowing program

    Montshire’s clients include numerous insurance companies, investment managers, and regional Federal Home Loan banks.

  • Prior to forming Montshire, Bob led corporate development at National Life Group, a Fortune 1000 insurance company where he focused on capital optimization structures and transactions such as reinsurance, corporate owned life insurance, certified capital companies and other tax advantaged investments, interest rate and equity market hedging, and Federal Home Loan bank programs.
  • Prior to National Life, Bob led mergers and acquisitions at Sentry Insurance, a Fortune 1000 property and casualty insurer.
  • Prior to Sentry, Bob held business development positions with GXS (formerly GE Information Services), ITOCHU International (an $86 Billion Japanese conglomerate) and Westinghouse.
  • Bob’s reinsurance transaction experience includes: two $1 billion in-force fixed annuity blocks, a $500 Million variable annuity and variable universal life block, a $500 Million variable and fixed universal life block, and a new business equity indexed annuity reinsurance transaction. In addition, Bob has worked on numerous commercial transactions, acquisitions and capital raising transactions.
  • Bob has a BS in Mechanical Engineering from West Virginia University and an MBA from Georgetown University.
  • Bob has his Series 7 and Series 66 securities licenses and is a registered representative of Castle Hill Capital Partners Inc., a registered Broker-Dealer with the SEC, and a  member of FINRA, NFA, and SIPC.
  • Bob has his life producer and reinsurance intermediary licenses.